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Health insurance for students gives you the peace of mind to embark on your new adventure, knowing that your health is protected as you kickstart your studies.

But a range of factors must be weighed against the many benefits of studying abroad. Think carefully about the costs you’re likely to face in your chosen country and what the economic situation is like. Consider whether it’ll match your lifestyle needs too.

Access to healthcare is another essential area, with the rules varying between each nation. Discover how international health insurance for students could ease the transition below.

How can international health insurance help students?

A student visa is usually temporary, allowing you to stay in another country for a specific period. For that reason, you may find publicly funded or universal healthcare services aren’t available to you. Luckily, that’s where international health insurance for students can come in handy…


Is international health insurance always necessary for students?

Health and other forms of insurance may be a condition of visa applications, meaning they’re generally essential for overseas students. Many universities also make health insurance a condition of entry, requesting a minimum level of coverage before you arrive.

Without adequate insurance, countries with heavily privatised healthcare systems like the US or Switzerland  might prove too costly. University medical centres, doctors’ surgeries and hospital use can prove expensive if you require urgent assistance.

Also bear in mind that some countries make medical checks a legal requirement before students are allowed to move there. For example, the New Zealand authorities may ask to see a medical certificate to check your health status.

What are the main international student health insurance benefits?

• Preparing you for the unexpected. Nobody knows what’s around the corner. But with international health insurance, you won’t be left behind if an accident or illness occurs. Policies typically cover inpatient treatments like surgery costs and hospital stays. Cancer care, medical emergencies and mental health support are commonly included too.
• Useful add-ons. You can often go beyond the basics, with add-ons such as dental treatments, physiotherapy and health screening.
• Medical evacuations. Some policies cover the costs of returning you to your home country following a medical crisis.
• Potential for worldwide coverage. Many insurers provide cover if you’re planning to travel across multiple countries. This gives you the flexibility to leave your country of study without worrying about medical costs elsewhere

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